Invest into your H.R.A
Focused more on your Individual Retirement Account than your Health Retirement Account?
Financial responsibility is something that gets sold to us pretty regularly. For many working to save up for retirement seems to be their main focus & purpose in their life.
Budgeting their finances daily, weekly, monthly, quarterly, and yearly. One thing I learned from the Financial Wizard Mitch Moore is that budgeting is essential to reaching retirement goals. (Check out Mitch’s Educational content on YouTube here.)
Without consistent awareness of where your money is you’ll be caught with your pants down when an unexpected cost happens or it comes time to retire.
To be honest, you and I are not here to talk about finances. We are here to talk about health. There are so many parallels that can be drawn between the two that it’s hard not to relate them.
But, I’ve been sitting on this analogy for a while…
We know to reach our retirement goals we need to invest $xxxxx.xx a month to do so.
So every paycheck you section off that amount and put it into your retirement account. It grows without you doing anything else. (Thanks compounding interest).
And really, improving your health is no different.
Every workout, every walk, every healthy meal, every glass of water drank is another investment into your health.
The miles we run today are so we can run more or faster miles tomorrow.
The deadlifts we do today are so we can pick up our kids off the ground tomorrow.
The food we eat today is so we can feel better tomorrow.
When improving your health you rarely see an ‘investment’ immediately payoff. Same with finances, you have faith that this $1 will turn into $100 over time.
For every workout you do, $1 is invested into your long-term health.
For every walk you take, $1 is invested into your long-term health.
For every healthy meal eaten, $1 is invested into your long-term health.
For every glass of water drank, $1 is invested into your long-term health.
Today that may mean you invested $4, but in 20-30 years that may look like this;
Running around with your grandkids pain-free…
Not spending your weekdays in Doctors’ offices…
Not worrying about filling prescriptions in time…
Moving around without assistance or pain…
Going on adventurous vacations while retired with your spouse…
The possibilities can go on and on, but I have faith that you understand the concept.
To bring this point home, I spent a couple of years working for a company that was niched down helping wealthy entrepreneurs reclaim their health. Every single one of them who was overweight and unhealthily lived with some regret of letting their health slide to the side as they focused on building wealth. It was common to hear things along the lines of, “I have all this wealth but no health to enjoy it”.
And what’s the point of building a healthy nest egg if that money that money is spent to manage your health from decreasing during old age rather than increasing your life experiences during retirement like it was intended too?
All this to say don’t get so fuces investing into your I.R.A that you neglect your H.R.A.
With Much Love,
D.